Business Cash Advance
Innovative cash advance for repayments only when you get paid
Short-term cash advance for SMEs without fixed payments, terms, or any security. Borrow from £5,000 to £200,000 and pay back the advances with a small percentage from your future credit/debit sales.
What is Business Cash Advance?
Business Cash Advance enables businesses to pay back with the revenue they generate through their credit and debit card sales. Lenders charge a fixed, small percent factor rate on the revenue. The revenue directs the repayment rates - you only repay from your earned income. There are absolutely no fixed interest rates or set monthly payments with the Merchant Cash Advance Facility.
Secure Your FundingWho is eligible for Business Cash Advance?
Accept payments using credit and debit cards
UK trading business with UK-based bank account
Monthly payment processing of at least £2,500
LLPs, limited companies, or registered sole traders
More than three months of active operations
Win-Win Funding Solution for Growing Businesses
Business Cash Advance greatly reduces financial stress on borrowers by keeping repayment rates predictable and linear to growth. Pay less when you earn less and more when you earn more - a true win-win situation for both borrowers and lenders.
A Merchant Cash Advance is a quick and flexible option to borrow funds for your business if you handle payments through a card machine (PDQ) and/or an internet payment system. With the highest approval rates and zero interest, it's becoming increasingly popular among UK SMEs.
Key Benefits of Business Cash Advance
Minimal Default Risk
As no interest rates or fixed monthly repayments are involved, the chances of defaulting are very low since repayments on agreed factor rates are done automatically from earned revenue.
Zero Interest
No interest rates at all. It solely relies on the factor rate for repayments. Be assured of no hidden service charges whatsoever while borrowing.
Quick Cash Access
Lenders can quickly assess your sales history through previous credit sales and release funds rapidly. Business Cash Advance sees the highest approval rates across many financial options.
Revenue-Based Repayment
Pay less when you earn less and more when you earn more. Repayments are automatically deducted as a small percentage of your daily card sales, keeping cash flow predictable.
Business Loan Calculator UK
Estimate your monthly repayments in seconds. No commitment. No credit check.